Free letter template
Demand letter for a returned (bounced) check
A written demand for a check that was returned unpaid. Check your state's bad-check law for the exact wording and fees.
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Re: Demand for payment of dishonored check no. [Check number]
Dear [Check writer], Your check no. [Check number] dated [Check date], drawn on [Bank it was drawn on], for [Check amount], was returned unpaid by your bank. I demand payment of [Check amount] within 30 days of the date this letter is mailed. If you do not pay, I may seek the amount of the check and any additional damages allowed by law. This demand is sent by USPS Certified Mail. Sincerely, [Your name]
When to use this letter
- A check you received was returned for insufficient funds or a closed account
Where to send it
The check writer's address printed on the check or known to you.
Tips before you mail it
- Attach a copy of the returned check.
- Check your state statute for required notice wording and fee limits.
The full template text
Re: Demand for payment of dishonored check no. {{checkNo}}
Dear {{drawer}},
Your check no. {{checkNo}} dated {{checkDate}}, drawn on {{bank}}, for {{amount}}, was returned unpaid by your bank.
I demand payment of {{amount}} {{fee}} within 30 days of the date this letter is mailed. If you do not pay, I may seek the amount of the check and any additional damages allowed by law.
This demand is sent by USPS Certified Mail.
Sincerely,
{{signature}}Text in {{double braces}} is filled in from the form above. This is a general template, not legal advice.