Free letter template
Cooling-Off Rule cancellation letter (3 business days)
If a seller didn't give you its cancellation form, or you'd rather send your own, this letter cancels a covered sale under the FTC Cooling-Off Rule. Mail it so it's postmarked by midnight of the third business day.
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Re: Notice of cancellation of sale dated [Date of sale]
To [Seller name]: I hereby cancel the transaction dated [Date of sale] for [What you bought] ([Amount paid or financed]), under the Federal Trade Commission's Cooling-Off Rule (16 CFR Part 429). Please cancel any contract or note I signed, refund all payments I made within 10 days as the Rule requires, and return any trade-in. Let me know whether you will collect the goods or reimburse my cost of returning them. This notice is sent by USPS Certified Mail within three business days of the sale. Sincerely, [Your name]
When to use this letter
- You bought something at home for $25 or more, or at a hotel, fair or rented room for $130 or more
- It's within three business days of the sale (Saturdays count)
Where to send it
Use the seller's address on the contract or cancellation form.
Tips before you mail it
- Count three business days from the sale date; Sundays and federal holidays don't count.
- If your deadline is today, mail it yourself at a Post Office before it closes.
The full template text
Re: Notice of cancellation of sale dated {{saleDate}}
To {{seller}}:
I hereby cancel the transaction dated {{saleDate}} for {{item}} ({{amount}}), under the Federal Trade Commission's Cooling-Off Rule (16 CFR Part 429).
Please cancel any contract or note I signed, refund all payments I made within 10 days as the Rule requires, and return any trade-in. Let me know whether you will collect the goods or reimburse my cost of returning them.
This notice is sent by USPS Certified Mail within three business days of the sale.
Sincerely,
{{signature}}Text in {{double braces}} is filled in from the form above. This is a general template, not legal advice.